At Dhan Sahayak, we believe that empowered women lead to empowered families and stronger communities. Our Women Group Loan is specially designed to offer collective financial support to women from similar economic and social backgrounds who come together to achieve a common goal — financial independence.

This group-based lending model enables women to access small, collateral-free loans for income generation, personal use, or family needs, while fostering a strong sense of mutual trust, shared responsibility, and on-time repayment discipline.

Why Choose Dhan Sahayak Women Group Loan?

• Form a Group, Grow Together – 3 to 7 women from the same community form a group

• Collateral-Free Loans – No need to pledge any assets

• Purpose-Driven Credit – Use for business, household needs, education, health, or emergencies

• Flexible Loan Amounts & Tenure – Based on group performance and repayment history

• Group Guarantee Model – Encourages peer accountability and repayment discipline

• Faster Processing – Minimal paperwork, quick disbursal

• Self-Managed & Self-Driven – Encourages leadership and financial decision-making among women

Who Can Apply?

• Women aged 21 to 58 years

• Belonging to the same locality or village

• Preferably engaged in small business, farming, or home-based activities

• Willing to participate in group meetings and financial training

• Household income up to ₹3.00 Lakhs annually

• No existing overdue in any financial institution

Impact You Can Count On

Whether it’s opening a tailoring unit, expanding a small shop, buying livestock, or managing children’s education — Women Group Loan is your partner in building a more secure, self-reliant, and dignified life.

“Together We Grow, Together We Rise.”
(Financial Freedom for Every Hand, Hope for Every Home)

To qualify for a Women Group Loan from Dhan Sahayak, applicants must meet the following conditions:

• Must provide valid KYC documents as per regulatory requirements
• Age should be between 18 to 58 years at the time of application
• Should have no adverse credit history
• Must meet the creditworthiness standards set by Dhan Sahayak
• Must be a member of a self-formed group, where all members mutually agree to guarantee each other’s loan repayment

This group-based lending model ensures financial support and encourages collective responsibility, making it easier for women to access credit and achieve their financial goals.

1. Primary ID Proof (Mandatory):

• Aadhaar Card (Required for all applicants)

2. Secondary ID Proof (Any one):

• PAN Card
  OR

• Form 60 (if PAN is not available) along with one of the following Officially Valid Documents (OVDs):

  • Passport

  • Voter ID Card

  • Driving License

  • NREGA Job Card

  • Letter issued by the National Population Register (NPR) with name & address

3. Residence Proof (Any one):

• Any valid KYC document showing current residential address
  OR

• Recent Utility Bill (Electricity / Water / Gas / Telephone) – Not older than 60 days

Note:

• Loan eligibility and limits are subject to on-time repayment behavior and internal risk evaluation.

• Terms & conditions apply as per Dhan Sahayak policy guidelines.